/* tags */
body {
	font-family: Verdana, Arial, Helvetica, sans-serif;
	margin: 0 auto; padding: 0;
	font-size: 100%; text-align: center;
}
hr { display:none }
h1 { display: none; }
a:link { color: #C00; text-decoration: none; font-weight: bold; }
a:visited { color: #C00; text-decoration: none; font-weight: bold; }
a:hover { color: #9CF; text-decoration: none; font-weight: bold; }
a:active { color: #F60; text-decoration: none; font-weight: bold; }
/* ids */
#wrapper {
	width: 780px;
	text-align: center;
	margin: 0 auto;
	padding: 0;
	background-image: url(images/main-area.gif);
	background-repeat: repeat-y;
}
#top {
	background-color: #fff;
	background-image: url(images/newimage.gif);
	background-repeat: no-repeat;
	height: 150px; width: 780px;
	text-align: center;
	margin: 0; padding: 0;
}
/* nav id */
#nav {
	background-image: url(images/new-nav-edit.gif);
	background-repeat: no-repeat;
	height: 5.7em; width: 780px;
	text-align:right;
	margin: 0;
	font-weight: bold;
	padding: 0;
	}
#nav ul {
	height: 16px;
	padding: 0.7em 1.8em 0 0; margin: 0;
	display: block;
	}
#nav ul li {
	display: inline;
	padding: 0px; margin: 0;
	}
#nav ul li a {
	font-size: 65%;
	margin: 0;
	padding-right: 0.4em;
	padding-left: 0.4em;
	border-left-width: 1px;
	border-left-style: solid;
	border-left-color: #ccc;
}
#nav ul li a.no-borders {
	border-left-width: 0px;
	border-left-style: solid;
	border-left-color: #fff;
}
#nav ul li a:link{color: #036; text-decoration: none;}
#nav ul li a:visited {color: #036; text-decoration: none;}
#nav ul li a:hover {color: #f90; text-decoration: none;}
#nav ul li a:active {color: #9cf; text-decoration: underline;}
/* main content */
#main-txt {
	margin: 0 auto; padding: 0px;
	background-image: url(images/main-area.gif);
	background-repeat: repeat-y;
	width: 780px; text-align: left;
}
#main-txt p {
	padding: 0.7em 2em 0.7em 6em;
	font-size: 80%;
	color: #000;
	margin: 0px;
}
#main-txt h1 {
	margin: 0px;
	padding: 5px 20px 5px 67px;
	background-image: url(images/header-back.gif);
	font-size: 115%;
	letter-spacing: 7px;
	background-repeat: no-repeat;
	height: 2em;
	color: #bbb;
	background-position: 65px;
	display: block;
}
.hr {
	background-image: url(images/hr.gif);
	background-repeat: no-repeat;
	height: 20px;
	width: 780px;
	margin: 0px;
	padding: 0px;
}
/* footer */
#footer {
	font-size: 65%;
	color: #fff;
	background-image: url(images/mortgage-bot-image.gif);
	background-repeat: no-repeat;
	text-align: center;
	height: 120px;
	width: 780px;
	clear: both;
	margin: 0px;
	padding: 0;
}
#footer p {
	padding-top: 74px;
	margin: 0px;
	padding-left: 15px;
}
#main-txt h2 {
	font-size: 90%;
	color: #0099CC;
	padding-right: 20px;
	padding-left: 67px;
	margin: 9px 0 0;
}
#main-txt ul {
	margin: 12px 28px 20px 8px;
	padding: 4px 8px;
	font-size: 70%;
	display: block;
	float: left;
	background-color: #FFFFFF;
	border: 1px solid #ccc;
}
#main-txt ul li {
	list-style-type: none;
	border-bottom-width: 1px;
	border-bottom-style: dashed;
	border-bottom-color: #ddd;
	padding-bottom: 3px;
	padding-top: 3px;
}
#main-txt ul li a {
}
#main-txt ul li.bottom {
	border-bottom-style: none;
}
#main-txt h3 {

	font-size: 80%;
	color: #0099CC;
	padding-right: 20px;
	padding-left: 67px;
	margin: 20px 0 0;
}
#main-txt img {
	float: right;
	margin-right: 22px;
	margin-left: 18px;
	margin-top: 10px;
	margin-bottom: 12px;
}
#main-txt ol {
	list-style-type: square;
	font-size: 80%;
	list-style-image: url(images/point.gif);
	display: block;
	padding-left: 100px;
	margin: 9px 0px 17px;
	padding-right: 2em;
}
#main-txt ol li {
	line-height: 20px;
	padding-left: 7px;
}
#main-txt table {
	margin-left: 77px;
	width: 86%;
	border: none;
	border-collapse: collapse;
	padding: 0px;
	font-size: 80%;
	margin-top: 15px;
}
#main-txt table caption {
	display: none;
}
#main-txt table td.left {
	text-align: right;
	padding-right: 5px;
	padding-top: 10px;
	padding-bottom: 10px;
	width: 57%;
}
#main-txt table td.right {
	padding-left: 10px;
	border-left-width: 1px;
	border-left-style: solid;
	border-left-color: #CCCCCC;
}
#main-txt p.centre {
	padding: 0.7em 2em 0.7em 6em;
	font-size: 80%;
	color: #000;
	margin: 0px;
	text-align: center;
}
#footer p a:link {
	font-weight: normal;
	color: #FFFFCC;
	text-decoration: none;
}
#footer p a:visited {
	font-weight: normal;
	color: #FFFFCC;
	text-decoration: none;
}
#footer p a:hover {
	font-weight: normal;
	color: #fc6;
	text-decoration: none;
}
#footer p a:active {
	font-weight: normal;
	color: #fff;
	text-decoration: none;
}
#bottom {
	font-size: 60%;
	background-color: #fff;
	text-align: left;
}
#bottom p {
	margin: 0px;
	padding-top: 0px;
	padding-right: 0px;
	padding-bottom: 10px;
	padding-left: 58px;
	font-size: 11px;
	color: #CC0000;
}
#main-txt ul li.top {
	border-bottom-style: none;
	padding-bottom: 10px;
	color: #ccc;
}
#main-txt h4 {

	font-size: 80%;
	color: #0099CC;
	padding-right: 20px;
	padding-left: 67px;
	margin: 9px 0 0;
}
.calculator {
	background:url(images/calculator.gif) no-repeat;
	
}

#webchangesbox { margin:0 auto; text-align:center; width:800px; margin-top:5em; font-size:85%;}